Health Insurance

Health Insurance


Naropa University student insurance plan is for full-time undergraduate students & international students only. 

Naropa University is pleased to offer our students the opportunity to enroll in an affordable, comprehensive health insurance for the 2023–24 policy year. The plan features:

  • (underwritten by United Healthcare Insurance Company):

  • Fully compliant with the Affordable Care Act (ACA)

  • Unlimited policy year maximum

  • Annual deductibles: $250 per insured person per policy year In-Network:

  • In-Network Physician’s Office Visits covered at 100% Preferred Allowance after a $25 co-payment per visit

  • In-Network services generally covered at 80% preferred allowance

  • Prescription drug coverage with low co-payments: $25 generic, $45 brand name, $60 non-preferred brand name]

Naropa University requires all full-time undergraduate and all international students to be automatically enrolled in and billed for the Student Health Insurance Plan unless a waiver is submitted and approved by the waiver deadline of February 9, 2024. In accordance with this requirement, all students must submit a decision form indicating whether they would like to enroll in the Student Health Insurance Plan offered through Naropa University and underwritten by United Healthcare Insurance Company or waive the Student Health Insurance Plan by submitting proof of comparable coverage.

For a complete description of the benefits available, limitations and exclusions please visit please call 844-484-0091

Who Is Covered?

All registered full-time undergraduates and all international students are automatically enrolled in and billed for the Student Health Insurance Plan. If you are currently insured by a plan that provides comparable coverage, you can waive enrollment.

How Much Does It Cost?

Undergraduate Students
& All International Students
One Child$2,937$1,477$1,460
2 or more children$5,891$2,937$2,954
Spouse plus 2 or more children$8,828$4,414$4,414

*A nominal, nonrefundable processing fee applies.

Waiver Deadlines

February 9, 2024: The deadline to submit a waiver form for spring.

Not all plans are considered comparable, such as out-of-state Medicaid plans, certain HMOs and managed care plans.

Be sure your current insurance plan provides coverage and access to providers in Boulder, Colorado, before waiving coverage.

Online Waiver Process

To waive the Student Health Insurance Plan for the 2023–2024 policy year:

  1. Log on to:
  2. Click on “Student Waiver/Enroll”
  3. Log in. Your user name is your Naropa University email address. The first time you log in, your temporary password will be your student ID number. You will be required to change your password the first time you log in.
  4. Complete the decision form:
    • If waiving coverage, have your current health insurance ID card ready as you will need this information in order to complete the waiver portion of the decision form. You will be asked to review the information provided and click ‘submit’ to complete the process.  Immediately upon submitting your Online Form you will receive a reference number. Please note and keep this information in your files.
    • If enrolling, please complete the requested information. Your ID card will be available online 7-10 business days after your eligibility has been confirmed.

For more information, visit

*If a form is not submitted by the deadline, you will remain enrolled in and billed for the Student Health Insurance Plan for the entire policy year.

Questions? Contact Gallagher Student Health toll free 844-484-0091

Health Insurance Options for Graduate Students

Unfortunately Naropa is unable to provide coverage for graduate students under the Naropa student health plan due to high rise in premiums. Graduate students are encouraged to check out the Colorado Health Exchange market. 

Purchasing a Health Plan as an Individual

As a student you could be eligible to enroll in either the Colorado Health Exchange with possible subsidies that are based on your income level or Health First Colorado  the Colorado Medicaid program.

Search Naropa University



This is where experiential learning meets academic rigor. Where you challenge your intellect and uncover your potential. Where you discover the work you’re moved to do—then use it to transform our world.

“*” indicates required fields

Naropa Logo

Naropa Campuses Closed on Friday, March 15, 2024

Due to adverse weather conditions, all Naropa campuses will be closed Friday, March 15, 2024.  All classes that require a physical presence on campus will be canceled. All online and low-residency programs are to meet as scheduled.

Based on the current weather forecast, the Healing with the Ancestors Talk & Breeze of Simplicity program scheduled for Friday evening, Saturday, and Sunday will be held as planned.

Staff that do not work remotely or are scheduled to work on campus, can work remotely. Staff that routinely work remotely are expected to continue to do so.

As a reminder, notifications will be sent by e-mail and the LiveSafe app.  

Regardless of Naropa University’s decision, if you ever believe the weather conditions are unsafe, please contact your supervisor and professors.  Naropa University trusts you to make thoughtful and wise decisions based on the conditions and situation in which you find yourself in.